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Manchester Regular Saver (Issue 1)
5.50%
Gross PA/AER-
Open with £1 and save up to £500 per calendar month
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A variable rate of interest, paid to your account on the annual anniversary of opening
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24 months after account opening, funds will move to a variable rate, easy access account
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Apply online or in branch
Gross interest is the full rate of interest you earn, before any tax is taken off. We won’t deduct tax from the interest we pay on money in your account. You will need to pay any tax you may owe to HM Revenue & Customs (HMRC). AER means Annual Equivalent Rate. It shows what the interest rate would be if interest was paid into your account once a year and you earned interest on that interest.
Protecting your money
Your eligible deposits with Newcastle Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with Newcastle Building Society and Manchester Building Society (as a trading name of Newcastle Building Society). Any deposits you hold above the £85,000 limit are unlikely to be covered.
Frequently asked questions
Opening your new account couldn't be easier. Simply apply online, or drop into branch and one of our friendly, local advisers will be happy to help.
Let's break it down. With a regular saver account, you can save little and often, and an amount that works for you.
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Competitive variable interest rate for 12 months
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Save up to £250 per calendar month
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Start with as little as £1
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Access your money easily
How does a higher interest rate while you build a healthy savings habit sound? Great? We think so too.
They're ideal for structured savings towards a short-term goal like a holiday, car, or an exciting life event like a wedding.
We want to make sure you have a savings account that works for you, your lifestyle and your goals. So, if you're unsure, drop in for a brew and we'll work it out together.
Yes, as we're an FSCS authorised building society £85,000 per person is protected with us, anything above this amount is not protected. Find out more about FSCS protection.
Your Personal Savings Allowance (PSA) is the total amount of interest you can earn each tax year, across all of your accounts except ISAs with any bank or building society without paying tax.
The tax year runs from 6 April to 5 April. For basic rate taxpayers the PSA is £1,000 and for higher rate taxpayers it is £500. Additional rate taxpayers don’t have a PSA.