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1 Year Fixed Rate ISA

  • Open with £1

  • Withdrawals are permitted subject to 90 days loss of interest

  • Tax-free savings

  • Apply online or in branch

2 Year Fixed Rate ISA

  • Open with £1

  • Withdrawals are permitted subject to 120 days loss of interest

  • Tax-free savings

  • Apply online or in branch

5 Year Fixed Rate ISA

  • Open with £1

  • Withdrawals are permitted subject to 365 days loss of interest

  • Tax-free savings

  • Apply online or in branch

Manchester Double Access ISA

With 2 or less withdrawals

3.55%

Tax-free PA/AER (Variable)

With 3 or more withdrawals

1.90%

Tax-free PA/AER (Variable)
  • Open with £1

  • A variable rate of interest which allows 2 penalty free withdrawals each anniversary year

  • 1.90% tax-free/AER (variable) will be paid upon making 3 or more withdrawals

  • Apply online or in branch

Manchester Easy Access ISA

  • Open with £1

  • Variable rate of interest

  • Withdrawals and transfers can be made penalty free without notice

  • Apply online or in branch

Manchester Single Access ISA

With 1 or less withdrawals

3.80%

Tax-free PA/AER (Variable)

With 2 or more withdrawals

1.90%

Tax-free PA/AER (Variable)
  • Open with £1

  • A variable rate of interest which allows 1 penalty free withdrawal each anniversary year

  • 1.90% tax-free/AER (variable) will be paid upon making 2 or more withdrawals

  • Apply online or in branch

Protecting your money

Your eligible deposits with Newcastle Building Society are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with Newcastle Building Society and Manchester Building Society (as a trading name of Newcastle Building Society). Any deposits you hold above the £120,000 limit are unlikely to be covered. 

A cash ISA offers a straightforward, tax-free way to grow your savings. With flexible options designed for different goals, you can save in a way that suits you best.
  • Tax-free savings – You won’t pay tax on the interest you earn.

  • Annual allowance – You can save up to £20,000 each tax year across different types of ISAs.

  • Flexible options – Choose between easy access or fixed-term ISAs depending on your savings needs.

Rainy days. First homes. Big adventures. Start saving for whatever comes next.

  • We are Manchester Building Society

    Manchester Building Society is part of the Newcastle Building Society group and that’s good news for Greater Manchester. 

    Find out more about us
  • Meet our King Street team

    Meet the team who make the magic happen. Big ideas, good vibes, and welcoming smiles.

    Meet the team
  • Book an appointment

    Don't be a stranger. Friendly faces, straight answers, we've got your back. 

    Book a branch appointment